GENERAL TERMS

In addition to all terms and conditions of your Producer Agreement with Cochrane & Company, you agree that your use of the information, services and materials available on this server will be limited to work performed on behalf of Cochrane & Company. Some material available on this server may be protect by third-party copyrights. You are permitted to make copies of these protected materials when it is for use in business with Cochrane & Company only. All copies must maintain the original copyright notice. Access to any services or materials may be revoked without notice by Cochrane & Company.

MEMBER ACCOUNT & PASSWORD

This service requires you to open an account. You must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You also will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. Cochrane & Company will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Cochrane & Company or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

DISCLAIMER & LIMIT OF LIABILITY

The content provided on this server is presented AS IS and on an AS AVAILABLE basis without warranties of any kind, either expressed or implied, including, but not limited to, warranties of title, non-infringement or implied warranties of merchantability or fitness for a particular purpose. No advice given by Cochrane & Company will create any warranty. While reasonable precautions have been taken, Cochrane & Company cannot guarantee the content on this server will be uninterruptible, error free or that any content, software or other material(s) accessible form this server will be free of viruses or other harmful content.

PRIVACY

Certain services available on this server require the use of "Cookies." If you disable the use of cookies on your computer, you will be unable to access all services available on this server. Cochrane & Company reserves to right to modify its use of Cookies at any time and without notice. Various services made available on this server may require non-public, personal information from you or your clients. This information is kept in strict confidence by Cochrane & Company and will not be sold, rented or leased to any third-party.

WEB SITE SECURITY

You are prohibited from violating or attempting to violate the security of this Web Site, including, without limitation, accessing data not intended for you or logging into a server or account which you are not authorized to access, attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", sending unsolicited e-mail, including promotions and/or advertising of products or services, or forging any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting. Violations of system or network security may result in civil or criminal liability. Cochrane & Company will investigate occurrences which may involve such violations. Cochrane & Company may involve and cooperate with law enforcement authorities in prosecuting users who are involved in such violations.

LINKS TO THIRD PARTY SITES

Links in this area may let you leave Cochrane & Company's site. The linked sites are not under the control of Cochrane & Company and Cochrane & Company shall not be responsible for the contents of any linked site.

GOVERNING LAW

Except for matters governed by the federal law of the United States of America, the foregoing provisions shall be governed by the laws of the State of Washington.